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2021-2022: A Look Back, A Glimpse Ahead

It would seem counterproductive to look at these past 12 months in isolation. They were, rather, the second act of a drama that began early in 2020, the precipitant of which was the greatest global public health crisis in a hundred years. 

Estimating Your Retirement Income Needs

You know how important it is to plan for your retirement, but where do you begin? One of your first steps should be to estimate how much income you'll need to fund your retirement. That's not as easy as it sounds, because retirement planning is not an exact science. Your specific needs depend on your goals and many other factors.

The Bucket Strategy: A Better Way to Manage Retirement Income?

When it comes to creating a stream of income in retirement, there are two predominant schools of thought: the systematic withdrawal strategy and the bucket strategy. 

2022 Contribution Limits Published

Preparing for retirement just got a little more financial wiggle room, as the Internal Revenue Service (IRS) announced new contribution limits for 2022.

Tax Changes: What's In, What's Out?

While it’s still too early to draw any final conclusions, Congress is getting closer to outlining what tax law changes are under consideration to pay for the proposed $1.75 trillion Build Back Better Plan.1

Stick with It: Your Guide to Budgeting

Budgeting is like anything in life: The more you make it a habit, the easier it becomes. The key is getting started, but you’d be surprised how many young people never think through that initial step.

Five Money Tips: Managing Your Credit Score

Your credit score, often called your FICO score, represents to a lender how likely you are to pay your bills on time. It may determine whether you can get a loan, a job, an apartment, or insurance. A low score may prevent you from obtaining the lowest borrowing rates or the best loan terms.

Retirement Plan Choices for Small Businesses

As a small-business owner, figuring out retirement choices can be a little intimidating. How do you pick the most appropriate retirement plan for your business as well as your employees?

Should I Wait to Start My Social Security Benefits?

Deciding when to begin taking your social security retirement benefits can be difficult because there are many factors to consider. Even if you plan to keep working, social security benefits are available to most workers as early as age 62, but you can delay collecting up until age 70 or choose any age in between.

The CARES Act Student Loan Relief Options: Who Benefits and How?

In response to the economic impact of COVID-19, the Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law on March 27, 2020. The U.S. Department of Education (DOE) announced an extension of this relief through September 30, 2021. The CARES Act encompasses a number of provisions that offer relief for student loan borrowers. If you have a student loan, here’s what you need to know.