Ultimately, it's all about cash flow. We need to make sure you have enough income from predictable sources to maintain your lifestyle now and through retirement. That means not only making sure you do not run out of money, but developing a plan to triple your income over the course of a typical 30-year retirement. While that may seem like a big increase, prices will likely continue to go up, and history tells us that, based on historical, basic inflation, that's what you'll need to maintain your lifestyle.
Asset Allocation neither assures a profit nor protects against loss in a